About Us

Credit App is the brainchild of Evan Ferguson rooted in a passion that there had to be a better way. A better way to evaluate credit worthiness, a better way to root out fraud, a better way to connect dealerships with lenders and help their customers. Out of this passion and curiosity we leveraged Artificial Intelligence before it was hip, using it to create better decisions, faster turn around - creating a better way!

Today the Credit Apps platform is enabling thousands of users, reimagining simple point solutions to an embedded finance platform to enable lenders, buyers and dealers and their partners. Together with a world class team bringing experience from the world's largest tech companies, financial services institutions and the automotive lending market our customers benefit from being enabled to work their way.