Your guide through the financing journey

The vehicle purchasing process is hard. Credit App helps you get there fast - with privacy, security, and simplicity at every stage.

Trusted Platform

Credit App is the preferred choice for automotive dealers who value security and automation. When your dealer insists on submitting your financing application via Credit App, you can feel confident that you’re on the fast track to your new ride - and that your personal information is being handled with care.

Secure Income Verification

Security is at the forefront of everything we do. When you verify your income using Credit App you can rest easy knowing that your data is in safe hands and will only be shared with lenders who are evaluating your credit application.

See more about security at Credit App

End to End Experience

Income verification is just the beginning. The Credit App customer portal will walk you through all aspects of the financing process including identity verification, document submission, and contract signing.

FAQs

  • Credit App is a multi-lender marketplace that automotive dealers use to connect you, the consumer, with lenders looking to finance your next vehicle purchase.

  • When evaluating your loan application, most lenders first look at your credit report to determine if you meet their lending criteria. If you do, the next decision they need to make is the size of loan they are willing to approve you for - and this is where your income factors in. Confirming your income, and combining it with factors on your credit file, allows a lender to offer you payment terms you can afford alongside your other obligations (mortgage, phone and utility bills, etc.)

  • Most lenders require proof of income before approving loan applications. Connecting your bank account via Credit App is the safest, fastest and easiest way to share this information.

  • While connecting your bank account via Credit App is the best way to share your income data with lenders, some of our lending partners do accept traditional proof of income such as pay stubs. If you don’t see the option to upload documents as proof of income, it means your application is only being submitted to lenders who require digital banking data

  • Credit App collects 12-months of statements from each connected account. Most lenders use this data to identify sources, amounts, and frequencies of income in order to offer you the best payment terms on your loan.

  • All data shared with Credit App is encrypted and stored using the same security measures as your bank. Please see our privacy and security policies for more details.

  • Your data will only ever be shared with lenders who are interested in reviewing and financing your loan application.

We are here to help!

  • Yati Tomar

    Customer Success

  • Haley Tate

    Customer Success

How to get in touch?

SMS

Text us on our short code: 362673

Live support is available from 9am-6pm MST

Monday through Friday, and 9am-12pm Saturday.