Built for every deal you touch
Verified income
Verify income without reviewing every document
Advanced OCR extracts and analyzes data from paystubs, bank statements, and connected bank accounts automatically. Your team reviews verified insights, not raw documents.
Income Insights
Get income, cashflow, and risk in one view
Income segmentation, monthly balance trends, current financial commitments, and NSF history — all surfaced automatically in one view. See what matters for decisioning without manual calculations.
Built-in Alerts
See exactly what needs attention
Built-in alerts surface everything that needs attention so nothing gets missed. Review, clear, or escalate any alert in seconds, with every action logged by name and timestamp.
Cross-referenced data
Cross-check every file automatically
Identity Mesh cross-references income, identity, and bureau data to flag inconsistencies automatically — so your team spots issues without hunting through documents.
Flag income that doesn't add up
Applicant-reported income is benchmarked against industry data so unrealistic claims are flagged automatically.
Lock documents after submission
Submitted files can’t be changed or replaced. What your applicant uploads is exactly what your team reviews.
Handle compliance in the same workflow
Verify individuals and businesses, run sanctions screening, and keep every action logged for FINTRAC reporting.
Match your underwriting criteria
Customize income calculations, thresholds, and verification requirements to fit your lending rules.
Handle every income scenario
Verify salaried, self-employed, contractor, and business-for-self income with tools built for complex files.
Understand complex income at a glance
Understand multiple income sources and financial details in one place without manual review.